Let Us Settle Down Your Unsecured Debt…

Debt settlement is the process of negotiating and settling with your creditors the unsecured debts that you owe them for less. Creditors are usually willing to settle for less than the amount owed when a person is under financial strain because if the person is forced to declare bankruptcy, the creditors receive nothing. Debt Settlement 2 Day LLC assists clients by establishing an affordable monthly deposit plan to save money for settlement of debt. Ultimately the goal is to pay off debt for a fraction of the amount owed. A debt settlement program will have an adverse short-term affect on your credit. The program may affect your ability to apply for new credit while your accounts are being settled. When all debt is settled a client is free to rebuild a solid credit profile without the burden and stress of outstanding debt.

If you are on this page, it is possible that you are overburdened with debt. You may also have trouble making monthly payments.

So what are your options?

Do you need to file bankruptcy?

Can anything be done about it?

We have answers to all these questions. Before we describe your various options, let us tell you something:

Every individual is different. Everyone’s financial situation is different. So, which option is best for you?

Debt Settlement

Debt settlement is the process of negotiating and settling your unsecured debt for less than is actually owed to creditors. In this process, you stop paying monthly installments to your creditors and instead save the money. When you have saved at least 50% of the total amount, we start negotiating with your creditors for a settlement. This process is also known as Debt Arbitration or Debt Negotiation and it can be a good bankruptcy alternative.

Bankruptcy

There are two primary types of personal bankruptcy: Chapter 13 and Chapter 7. Each must be filed in federal bankruptcy court. As of April 2006, the filing fees run about $274 for Chapter 13 and $299 for Chapter 7. Attorney fees are additional and can vary. Note that personal bankruptcy usually does not erase child support, alimony, fines, taxes, and some student loan obligations. Unless you have an acceptable plan to catch up on your debt under Chapter 13, bankruptcy usually does not allow you to keep property when your creditor has an unpaid mortgage or lien on it. We are extremely confident that we can help you avoid bankruptcy. Contact us for more information.

Consumer Credit Counseling Service

If you are not disciplined enough to create a workable budget and adhere to it, cannot work out a repayment plan with your creditors, or cannot keep a track of your monthly bills, consider contacting a credit card debt counseling organization. Many credit counseling organizations are non profit and will work with you on your financial problems. Your financial institution, local consumer protection agency, friends and family may also be good sources of information about reputable CCC organizations. Consumer Credit Counseling allows you to pay back credit card debt at lower interest rates, but does not reduce your debt or interest obligations. CCC will also not save you money on collections and other unsecured debts. Often CCC may not accept credit card debt that is more than 60 days overdue.

Do nothing and be in debt for life

Doing nothing is the worst alternative, but is one most people choose. NOTHING. It is estimated that majority of people in financial trouble do everything in their power to continue making minimum payments, doing so for the rest of their lives, and staying in debt forever.

Let Debt Settlement 2 Day LLC Help You

Our team of consumer debt consultants will work individually with each client to help determine the program best suited for their particular situation and personal goals. We will set you up with an affordable monthly debt settlement payment plan, which is determined on a client-by-client basis between you and a counselor. Based on your monthly deposits we can determine the duration of the program, and ultimately the amount of time it will take for you to settle with your creditors. Throughout the program we communicate with your creditors on your behalf.Debt Settlement 2 Day LLC maintains and continues to develop relationships with creditors throughout the country. By establishing a cooperative and professional relationship with each creditor we are able to reach the most favorable settlement offers for our clients. Debt settlement companies are independent companies that are not affiliated with creditors.Debt Settlement 2 Day will work directly and 100% for you!

Disclaimer:

*Estimates based on prior results.Individual results may vary and are based on ability to save funds and successful completion of all program terms. Debt Settlement program does not assume or pay any consumer debts, and does not provide tax or legal advice. Program not available in all states. The debt is negotiated and not all creditors may negotiate or provide settlement offers, full program participation is required, and that by "reduce" we mean that upon successful completion of the program the consumer's settlements should be less then their debts. All terms of our program relate solely to enrolled, unsecured debt. Read and understand all contract terms prior to enrollment.